Your Insurance Matters Archive Page

march 23, 2008

Topic
The increasing role of Health Insurance in Alternative Medicine

Self & Wellness

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Toxin Found In Leading Organic Brands
Click here to see the full list of products tested and the results.

Guest
Lori Klauber Hyperbaric Oxygen Therapy of Arizona, LLC
www.hbotofaz.org

WHO?
Dr. Albert G. Reach, a retired Drugless Physician, (N.D. D.C.) established our facility in 1998. Dr. Howard Reuben M.D. is our staff physician. Ms. Lori Klauber is our general manager. Then we have Hyperbaric Techs. Everyone is well trained in this specialty. Everyone is here because we love seeing the results that this gentle, safe therapy brings to folks and changes families and lives

WHAT?
We are a non-hospital free-standing center for out-patient care. We have a state of the art, six place, comfortable chamber, where patients can watch TV, read, visit or just lay down. The patient breathes 100% medical grade oxygen through a mask or hood (both of which exhaust outside), while under greater than sea level atmospheric pressure.

WHERE?
We are in beautiful north Phoenix, Arizona, near motels/hotels/suites and not far from RONALD MCDONALD HOUSE.

WHEN?
We are open year round. Appointments are necessary and can be set up by the patient, the caregiver or health care practitioner.

HOW?
Consultations by phone and in person are at no charge. Evaluations are at no charge. Recommendations at that time will be discussed. We use world class clinically proven protocols that are fitted to the needs of the patient.

FEES:
We maintain our original fee of $150.00 per hour, with discounts for advanced payments and commitments when large blocks of treatments are necessary.

QUESTIONS? Call Lori, we are here to help! 602-996-3348

The Insurance Term of the Week:
As defined by the "National Center for Complimentary and Alternative Medicine" CAM: Complimentary and Alternative Medicine
Cam is a group of diverse medical and health care systems, practices and products that are not presently considered to be part of conventional medicine. Complementary medicine is used together with conventional medicine and alternative medicine is used in place of conventional medicine. Some health care providers practice both CAM and conventional medicine.

Larry's Tip of the Week:
A way to use complimentary and alternative medicine along with traditional western medicine and save money on the insurance all at the same time.

The problem with health care today:

1. State of health care is weak
2. We are headed in the wrong direction
3. We are paying way to much for diminishing results

We hate our health insurers:

1. HMO's routinely deny care and pressure doctors into providing insufficient care.
2. Many doctors are quitting medicine because of high malpractice insurance premiums that often exceed $100,000.00 per year.
3. The unemployed are often uninsured.
4. 1 of 7 of us are uninsured.

Americans pay a fortune for health care yet we get sicker each year.

Incidents of chronic diseases go up.

Diabetes, autism, ADD, fibromyalgia, chronic fatigue syndrome, alcoholism migraine headaches, obesity, osteoporosis, cancer and heart disease and so many more on the rise.

Good preventative care is still not a major part of the health insurance picture.

We have yet to incorporate preventative measures into our overall practice of health care. Preventative measures like massage therapy, fitness training, yoga and nutrition are not routinely covered in traditional major medical plans

Our political candidates say they can give solutions to pay the massive health care bills we are ringing up as a nation. I'm not sure we even totally understand just the complexity of the problem, yet solutions are being thrown around like darts at a dart board. Solutions vary widely.

1. Some politicians want to tweak the system claiming their plan will save us billions of dollars.
2. Some want a single payer system. similar to Canada's socialized medicine. No one has really been honest as to what this will cost the American tax payer. Do you really want the government to make the decisions regarding your health care?
3. One solution I read about was group doctor visits. Where 3 to 7 patients at a time would see the doctor. The idea behind this is that it saves time and allows doctor to charge less per patient. (Talk about getting to know your neighbor.)

So my question is; How can I create a plan for my family's health, at least until we understand how to fix our current health care system.

The approach I'm suggesting is a set of services available today, that combined together, offers, the peace of mind of an insurance policy that includes the ability to also receive complimentary and alternative health services and provide the flexibility to handle the ups and downs of everyday life. Ups and downs such as: What if I loose my job, or I'm laid off? What if I'm self employed and pay for my own health care insurance? etc.

The Goals of this new health care approach:

1. Reduce the total amount that families pay for health care including insurance premium.
2. Allow families to focus on the safest, most effective and cheapest remedies first.
3. Move to the more dangerous and expensive remedies only after the first ones don't work.
4. Allow for the payment of a wide range of health care treatments including Chinese medicine, yoga, fitness training, herbs, nutrition and others while still retaining traditional western medicine for when it's appropriate.

So how do we do this? Stay tuned! On next weeks show I'm going to lay out the steps and back it up with some real numbers.

Reference: "Health Insurance off The Grid", by Daryl Kulak


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