FEBRUARY 17, 2008
Topics
• Health & Wellness
• Homeowners Safety Issues
• Tips to save money on your Homeowners Insurance
• Is your home covered to value?
• Free home inventory download
• The new "Teen Driving Safety Act"
• Tips to help save money on your auto insurance
Guests
Hyperbaric Oxygen Therapy of Arizona, LLC
www.hbotofaz.org
Watch the Amazing
Curt Allen YouTube Video
Ron Williams
Executive Director, Arizona Insurance Information Association
www.azinsurance.org
WHO?
Hyperbaric Oxygen Therapy of Arizona, LLC
Dr. Albert G. Reach, a retired Drugless Physician, (N.D. D.C.) established our facility in 1998. Dr. Howard Reuben M.D. is our staff physician. Ms. Lori Klauber is our general manager. Then we have Hyperbaric Techs. Everyone is well trained in this specialty. Everyone is here because we love seeing the results that this gentle, safe therapy brings to folks and changes families and lives
WHAT?
We are a non-hospital free-standing center for out-patient care. We have a state of the art, six place, comfortable chamber, where patients can watch TV, read, visit or just lay down. The patient breathes 100% medical grade oxygen through a mask or hood (both of which exhaust outside), while under greater than sea level atmospheric pressure.
WHERE?
We are in beautiful north Phoenix, Arizona, near motels/hotels/suites and not far from RONALD MCDONALD HOUSE.
WHEN?
We are open year round. Appointments are necessary and can be set up by the patient, the caregiver or health care practitioner.
HOW?
Consultations by phone and in person are at no charge. Evaluations are at no charge. Recommendations at that time will be discussed. We use world class clinically proven protocols that are fitted to the needs of the patient.
FEES:
We maintain our original fee of $150.00 per hour, with discounts for advanced payments and commitments when large blocks of treatments are necessary.
QUESTIONS? Call Lori, we are here to help! 602-996-3348
WHO?
Ron Williams
Executive Director, Arizona Insurance Information Association
WHAT?
The Arizona Insurance Information Association is a non-profit organization which independently researches issues and shares them with its member companies, the media, the public, legislative analysts, regulators, and anyone else who's interested in highway safety and property & casualty insurance-affordability issues.
The AIIA was chartered in 1986 as an independent, non-profit organization whose mission is to “help educate the public and media on insurance-related matters.”
The AIIA’s primary objective is to help all Arizonans achieve a better understanding of insurance and related safety issues. To attain this goal, the AIIA develops, gathers and disseminates information to assist consumers, journalists, regulators and public policymakers.
By providing accurate and timely research to Arizonans, the AIIA helps promote the availability and affordability of insurance in a financially sound, competitive marketplace.
The AIIA is funded by a number of insurance companies and organizations that share its belief that the best decisions are based on the best information.
WHERE?
Arizona Insurance Information Association
11801 N. Tatum Blvd. # 142 Phoenix, Arizona 85028
Phone: 602-996-7009 Fax: 602-996-7016 www.azinsurance.org
The Insurance Term of the Week:
Grace Period
The Grace Period in an insurance policy is where the insurance policy is still effective even though the premium is past due. The number of days in a grace period is typically 30 days during which insurance coverage is still in force even though premiums have not yet been paid.
Be careful! Contrary to popular belief, there is often no grace period for insurance premiums on certain coverage's. Know the rules about your coverage's with your insurance company. In many situations if payment has not been received and cashed by your insurer, you are likely not covered.
Larry's Tip of the Week:
If you should ever have to file a loss on your homeowners insurance policy for a fire or a theft the experience can be overwhelming. Trying to remember all of your personal property that was lost and each item's value can be extremely taxing at such an emotional moment.
One of the best ways to recall all your personal property and it's value is to have an up to date home inventory of your personal possessions. Your inventory should include everything from home electronics to linens, dishes and all your other household items.
Having a home inventory helps you make the claims process faster and easier. It lists all your personal possessions and their estimated value. It also can help you to insure your personal property to proper value because you'll have an accumulated value
of your property.
From our web site, www.yourinsurancematters.net, go to our links page and click on the Arizona Insurance Information Association. From there, click on the Insurance Information Institutes free, Home Inventory Software Program.
The software is easy to use and it makes the task of creating an inventory simple. It allows you to update and add new possessions with just the click of the mouse.