The November 9th, 2008 Show
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Topics
Brain Fitness · Video Games Help Elderly Drivers
Allstate and partner Posit Science Corp., makes "brain fitness" software. 90% of people who completed the
Brain Fitness Program reached processing speeds typical of people under age 40.
No one in the study was under age 65.
Your self-confidence will soar as you think faster, focus better, and remember more.
Insurance In The News
The Science of fear
In the center of the human brain there is an almond-shaped organ known as the Amygdala.
We inherit this organ from our animal forbears. It is the fulcrum of our most primitive and powerful emotions
Insurance Outrage of The Week
The “Fed” Robbing The Poor To Bailout The Rich
Government turns around and “jacks” the poor man for his life savings and hands the money over to their rich friends and cronies.
Who’s printing money for the hungry homeless?
Special Guest:
Henry Mahncke, PhD
225 Bush Street 7th floor
San Francisco CA 94104
Direct: 415 568-3526 Main: 415 394 3100 Fax: 415 986 2829
Term of The Week
COMBINED RATIO
Percentage of each premium dollar a property/casualty insurer spends on claims and expenses. A decrease in the combined ratio means financial results are improving; an increase means they are deteriorating.
reference: insurance information institute
Larry's Tip of The Week
7 Ways to Avoid a Traffic Accident
Over 90 percent of automobile accidents are avoidable. The following are eight such instances where you can completely circumvent collisions with a little common-sense and precaution.
Intersection Errors. According to the Federal Highway Administration, intersection and intersection-related crashes make up approximately 23 percent of all fatal crashes, and more than half of all fatal and injury crashes occur at intersections. Look around carefully and always proceed with caution into an intersection, even if you have the right of way.
Inattention. Pay close attention on your own driving, other drivers, pedestrians, and driving conditions.
Following too Close. Most rear-end accidents are caused by tailgating, according to the California Department of Motor Vehicles. Maintain a 3-second following distance from the car in front of you, except in hazardous weather conditions where you should maintain a 4- or 5-car following distance.
Vehicle Malfunction. Have regular checkups, particularly of wiper fluid, brakes, and tires, and replace wiper blades whenever they are worn.
Dangerous Roads. Ice (which tends to develop more frequently on bridges, overpasses, shady spots, and intersections), snow, fog, and rain conditions require slower speeds and much greater caution.
Unsafe Speeds. According to the National Highway Traffic Safety Administration, “the economic cost of speeding-related crashes is estimated to be $40.4 billion each year.” Excessive speed reduces reaction time and greatly increases impact and injuries.
Improper Lane Changes. Before you change, check all mirrors, and signal long before you change. Also, watch for the other vehicles.
reference: autoinsurance.com