January 27, 2008
Topics
Commercial Auto Insurance & Business Liability Insurance
Pet Health Insurance
Guests
Chris Lee
All in 1 Insurance
www.allin1insurance.com
Chris will be talking about Commercial Auto Insurance and Business Liability Insurance.
Chris will also take your phone calls regarding your Auto, Home, or Business Liability Insurance.
Curtis Steinhoff Senior Director, Corporate Communications for VPI Pet Insurance
www.petinsurance.com
Curtis will talk about the growing market of Pet Health Insurance.
He will discuss the different types of policies in the market and will discuss how the plans work,
what consumers should look for in a plan as well as the viability of owning such coverage.
WHO?
Chris Lee All in 1 Insurance - Auto, Home, Health, Life
WHAT?
Our mission is to save you time, money, and provide you with excellent service. While we don't have cave men, strange lizard things, guys in trench coats, or secret agent cartoons to assure your insurance bliss, we do have real live, local, honest people that are happy to assist you. We offer a more dynamic approach for helping you build the insurance policy that is right for you.
WHERE?
All in 1 Insurance 6362 W. Bell Rd. Glendale, AZ. 85308 623-878-5109
Auto, home, business, motorcycle, RV, Business Contractor Bonds www.allin1insurance.com
WHO?
Curtis Steinhoff
According to a recent independent survey, nine out of ten veterinarians who recommend pet health insurance recommend VPI.* Although other pet insurance companies exist, none have the financial stability, experience and history of VPI's proven success:
VPI is 100% U.S. based with nearly 400 employees.
VPI has in-depth veterinary knowledge with 10 veterinarians and more than 60 veterinary technicians on staff.
VPI has paid out more than $300 million in claims to date.
VPI policies are licensed in all 50 states.
No other pet insurance competitor can match VPI's credentials. We believe you're not just buying our product-you're also joining a family of professionals with decades of pet health knowledge, expertise and service dedication in an industry we pioneered.
* ACI Custom Research, September 2006
WHAT?
A VPI Pet Insurance policy provides reimbursement coverage for your pet's eligible medical treatments, surgeries, lab fees, X-rays, prescriptions and more, so that you can make optimal healthcare decisions for your pet based on your veterinarian's recommendation, rather than on the cost of treatment.
WHERE? VPI Pet Insurance www.petinsurance.com
CONTACT: Phone: 888-899-4VPI Mail: P.O. Box 2344 Brea, CA 92822-2344
The Insurance Term of the Week:
Business Interruption Insurance is a type of policy that provides funds to make up the difference between a businesses normal income and the limited income it receives during a forced shutdown.
A forced shutdown can be due to an accident, or injury that causes the disability of an owner or key employee. It can be a legal liability claim or a property loss that might result from a fire, vandalism, natural disaster or theft.
Larry's Tip of the Week:
If a catastrophe causes your place of business to be temporarily unusable your business may have to re locate or close down for a while. You will still need to pay employees, the mortgage, leases, electricity and other debts. For a business that has no income or a reduced income the debt can accumulate rapidly.
Many small business owners fail to think what would happen if a fire or other disaster damaged their business premises and made it unusable for a period of time. A business that has to close down for a period of time may lose out to its competitors.
Business Interruption Insurance can keep capital flowing through the company. It can help you to create a continuity strategy, pay your operating expenses if you are forced to close for a period of time, pay for lost net income and continuing expenses and pay your advertising fees and relocation expenses if you set up shop at a temporary site.
Business Interruption insurance is not sold separately. It is added to a property insurance policy as a package plan.
There is usually a 48-hour waiting period before coverage begins.