January 20, 2008
Topics
Self & Wellness
Medical Technology & Medical Advances
Guest
Lori Klauber
Hyperbaric Oxygen Therapy of Arizona, LLC
live in studio
Andy Royal and Jody Berens of Singleton Moms
www.singletonmoms.org
WHO?
Lori Klauber
Dr. Albert G. Reach, a retired Drugless Physician, (N.D. D.C.) established our facility in 1998. Dr. Howard Reuben M.D. is our staff physician. Ms. Lori Klauber is our general manager. Then we have Hyperbaric Techs. Everyone is well trained in this specialty. Everyone is here because we love seeing the results that this gentle, safe therapy brings to folks and changes families and lives
WHAT?
We are a non-hospital free-standing center for out-patient care. We have a state of the art, six place, comfortable chamber, where patients can watch TV, read, visit or just lay down. The patient breathes 100% medical grade oxygen through a mask or hood (both of which exhaust outside), while under greater than sea level atmospheric pressure.
WHERE?
We are in beautiful north Phoenix, Arizona, near motels/hotels/suites and not far from RONALD MCDONALD HOUSE.
WHEN?
We are open year round. Appointments are necessary and can be set up by the patient, the caregiver or health care practitioner.
HOW?
Consultations by phone and in person are at no charge. Evaluations are at no charge. Recommendations at that time will be discussed. We use world class clinically proven protocols that are fitted to the needs of the patient.
FEES:
We maintain our original fee of $150.00 per hour, with discounts for advanced payments and commitments when large blocks of treatments are necessary.
QUESTIONS? Call Lori, we are here to help! 602-996-3348
WHO?
Andy Royal and Jody Berens
Singleton Moms is a new Arizona non-profit organization begun by Ms. Andy Royal and Mrs. Jody Berens in April of 2006. The focus of Singleton Moms is to help single mothers with cancer be able to endure their treatment protocol and look forward to recovery without feeling overwhelmed by the pressure of financial or household obligations.
Many studies have shown that stress weakens the immune system and Singleton Moms is dedicated to easing the causes of stress that if left unattended, would affect the well-being and future of these women and their children.
The organization fully supports the critical aspect of research and study in cancer treatment and prevention, but believes it is extremely important to also provide direct assistance to those who need help now. By reaching out to ailing single women with dependent young families, Singleton Moms is filling a much-needed gap within our community.
WHAT?
The focus of Singleton Moms is to help single mothers with cancer, be able to endure their treatment protocol and look forward to recovery without feeling overwhelmed by the pressure of financial or household obligations.
WHERE?
Singleton Moms 3370 N. Hayden Rd., #123-509 Scottsdale, AZ 85251 www.singletonmoms.org
CONTACT
Andy Royal (480) 459-0472 andy@singletonmoms.org
Jody Berens (602) 743-8873 jody@singletonmoms.org
The Insurance Term of the Week:
Actuary
When insurance companies determine rates, there is a method to the madness. This is known as an actuary.
An actuary is an insurance professional who is skilled in the analysis, evaluation and management of statistical information. The actuary evaluates insurance companies reserves, determines rates and rating methods and determines other business and financial risks.
Larry's Tip of the Week:
The dependent premium on group health insurance through your employer is not necessarily less expensive than individual major medical coverage. Many employers pay all or a part of the employee premium requiring the employee to pay a part or all of their dependents coverage.
Check with an independent insurance adviser who can help you compare the cost and coverage's of several companies who write individual major medical insurance. You may be surprised to learn that you can provide as good or better coverage for your dependents and at a lower cost. Note: Click on link in this paragraph for more info on choosing an advisor.
Besides the lower premium, the other advantage to you is that your dependents will have permanent coverage that they can keep until going on Medicare. They won't have to worry about trying to find medical insurance to cover pre-existing conditions when they come off of your medical insurance, if they already own a permanent plan.
Also, once covered on individual major medical insurance, premiums are not affected by personal health claims experience. Individuals pay the same rate based on plan, age and geographic location.
There is also an advantage to the employer. The health status of dependents will not adversely affect the rates on the group medical insurance. This can help to keep group health insurance premiums down. If group health insurance premiums can remain lower, than as an employee you will ultimately pay a lower cost for your portion of the coverage.
Where you need be careful is that individual medical insurance companies will not cover a medical condition that exists prior to purchasing the insurance. So you want to do this while your dependents still have their good health.